| CARD TYPE | DESCRIPTION of CARDHOLDER | $ |
| Resident | Permanent resident of St. Charles County. | $0 |
| Non-resident Taxpayer | St. Charles County property owner with residence outside of the county. (Must bring current real estate tax receipt for St. Charles County to receive card.) | $0 |
| Reciprocal Borrower | Permanent resident in a service area of a library with a reciprocity agreement with St. Charles City-County Library. Click here for information on reciprocity and a list of eligible service areas. | $0 |
| Non-resident Borrower | Resident living outside of St. Charles County or any reciprocal service area. | $110/ year |
| Business Organization | Business or organization within St. Charles County. Allows for one cardholder and authorized users. Click here for an application. | $0 |
| School (K-12) | School with address in St. Charles County. Allows for one cardholder and authorized users. Click here for an application. | $0 |
| Student Card | Partnership between Library and St. Charles County Schools for limited use card for all students. | $0 |
| Semester Student | Student enrolled in school/college/university located in St. Charles County. | $0 |
| Temporary Resident | Temporary (less than 6 months) resident of St. Charles County. | $0 |
| Outreach Organization | Organization partnering with the St. Charles City-County Library through Outreach Services. Contact outreach@stchlibrary.org. | |
| Home Delivery | Individual/family partnering with the St. Charles City-County Library through Outreach Services. Contact outreach@stchlibrary.org. | |